If you have a disability and currently do not have any insurance, the hard truth is that individual health insurance may really be hard to come by, even if you can afford to get one.
The good news is that it is easier to be eligible for Medicaid if you have a disability. In fact, any person with a disability is eligible for Medicaid in ALL states. What this means is that you cannot be denied coverage by Medicaid because you have a disability. However, other conditions such as income and assets still apply.
In some states, as long as a disabled person gets Supplemental Security Income (SSI), that person is automatically eligible for Medicaid. In other states, people with income brackets that exceed Medicaid limits can even be approved through their “buy in” programs.
Furthermore, Medicare also provides benefits to people with disabilities, even if they are under 65 as long as they get dsiability benefits from Social Security Disability Insurance (SSDI) or the Railroad Retirement Board (RRB).