Everything You Need to Know about Health Insurance

About Pre-existing Condition

A pre-existing condition is a health condition which is treated or diagnosed before the plan was issued, Plans might not pay benefits for this, or may cover only the treatment for a specified time period.
Renewal and premium increase determine the conditions under which the plan may be modified or the quality be increased. The waiting [...]

Health Insurance For Africa’s Poor

The Department for Cooperative Studies at University of Cologne in cooperation with Universities in Ghana, Malawi and Botswana instigates a research project which aims to reduce poverty. It will analyze how access to proper insurance for all can be reached.
Nine out of ten people in Sub-Sahara Africa do not have any access to health [...]

Individual and Employer Sponsored Insurance

Individual Insurance includes plans you can purchase personally through an insurance company; many companies offer it to self-employed people or those who works for a business not serving health insurance. Choice of health plans may be restricted to individual health insurance in other states. Some insurers can medically guarantee applicants and do not have to [...]

Types of Health Insurance (Part 1)

Health insurance may be acquired individually or in a group. The latter are policies offered through association or the employer while the other, can be purchased directly from the company. Getting health insurance from company that proposes group insurance plan may not be a problem, however, if you want additional coverage other than your employer’s [...]